SAO Pay
Digital payments and wallets for merchants and consumers.
Each company stands on its own. Together they form one ecosystem, where finance, technology and infrastructure strengthen one another.

Digital payments and wallets for merchants and consumers.

Learning platforms from early childhood to professional development.

Solar projects, power equipment and EV charging.
Technology-driven banking, opened in São Tomé in 2025.
Switch platforms that power the payments ecosystem.
Investment management across a portfolio of more than $1bn.
Device manufacturing and assembly, with skills training.
Learning management for schools and institutions.
An indigenous digital platform for everyday services.
Ride-hailing within the Pass ecosystem.
Online marketplace within the Pass ecosystem.
Connectivity and communications services.
Diagnostics, screening and radiology services.
Property and facility management.
Eco-friendly construction and major developments.
Capacity building for industry.
Responsible exploration and processing of minerals.
Health centres, schools and community support.